The Google Sheets Mini Template Kit - Sinking Funds Tracker Edition
The Google Sheets Mini Template Kit - Sinking Funds Tracker Edition
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Savings Goals Made Easy with a Customizable, Ready-to-Sell Template!
💰 Your Sinking Funds Tracker Template Kit 💰
Help your customers achieve their savings goals with ease and style!
Designed exclusively for online business owners like you, this Sinking Funds Tracker Template Kit is the perfect addition to your shop.
With everything your customers need to track and manage their sinking funds, this template is a game-changer for anyone ready to save smarter and stress less.
✨ Why This Template Will Be Their Savings Sidekick:
- Works with All Currencies: No matter where your customers are, this tracker is ready to go!
- Track Up to 30 Sinking Funds: From emergency funds to dream vacations, every goal gets a spot.
- Customizable Fund Names: Your customers can personalize each fund to fit their unique goals.
- Set and Track Goals: Add starting balances and goal amounts, and watch progress unfold.
- Status at a Glance: See current balances, amounts left to save, and progress for each fund—no guesswork required.
- Optional Deadlines: Automatically calculate how many months are left and the monthly payment needed to meet each goal.
- Hyperlink Heaven: Quick links make navigating between funds a breeze.
- Detailed Fund Logs: Keep track of every deposit and withdrawal for complete clarity.
- Visual Progress Tracking: Beautiful graphs make saving not only functional but fun!
- Stress-Free Saving: Automatic calculations mean less time managing and more time achieving.
Perfect for both beginner and advanced budgeters!
Inside this spreadsheet, you'll find:
✨ Tab 1 - Start Here: Written instructions for your customers to show how to use the spreadsheet.
✨ Tab 2 - Dashboard: The dashboard gives a clear snapshot of each sinking fund and the total balance, all at a glance.
✨ Tab 3 - Sinking Funds: Track every deposit and withdrawal in the corresponding sinking fund log section.
✨ Tab 4 - Examples: Includes sinking fund examples to help get your customers started on their journey to saving.
📺 Sneak Peek - See inside the mini template kit right here
💖 Perfect For
- Digital product sellers ready to offer a practical + pretty savings tracker their customers will actually use
- Etsy shop owners wanting to expand into money management templates that feel approachable + helpful
- Creators looking for a plug-and-play product that’s easy to brand and perfect for their niche
- Spreadsheet lovers who want to make saving fun, visual, and super satisfying
- Budgeting beginners and pros alike who need a beautiful way to stay on top of their savings goals
- Anyone who wants to help their audience feel more in control, more organized, and totally empowered to reach their financial dreams
📦 What's Included
- 1 Google Sheets template
- Video tutorials on how to easily customize the templates (using all my hacks!)
- Examples of Etsy keywords
- List of spreadsheet features (to easily write your product descriptions)
- Unlimited commercial use license
📦 What You'll Receive
📦 What You'll Receive
You'll get:
1️⃣ 1 Google Sheets template
2️⃣ Video tutorials on how to easily customize the templates (using all my hacks!)
3️⃣ Examples of Etsy keywords
4️⃣ List of spreadsheet features to easily write your listing descriptions
🧰 What You'll Need
🧰 What You'll Need
• A free Google account
Note: I recommend customizing the templates on a computer or laptop using a web browser. The tablet/phone apps have limited functionality when it comes to customizing.
💡 All your customers need is a FREE Google account to access the spreadsheet. They can access them on any of their devices (computer, tablet, or phone).
🙋♀️ Frequently Asked Questions
🙋♀️ Frequently Asked Questions
1️⃣ Can I use this template in Excel?
Unfortunately, no. This template was designed specifically for Google Sheets and not all of the formulas/functionality will transfer over to Excel.
2️⃣ Do I need to be a Google Sheets pro to use this template?
Nope! I'm made it super easy for everyone to use this template kit. You will need a basic knowledge of computers though.
3️⃣ What's included in the commercial use license?
You can take the templates in this kit to create a finished product to sell in your own shop. Your customers can use the spreadsheets for personal use only.
You cannot take the templates (either as is or with changes made to them) and sell them as templates for other people to resell. The resale rights for this product are only for you.
There is no limit to how many final products you sell.
4️⃣ Can I add edit the formulas/layout of this template/make other big changes?
Unless you're a Google Sheets pro, I highly recommend not to. The templates were created to be used as is, where you can customize the style of the spreadsheet (colours, fonts, etc.).
If you decide to edit the spreadsheet past what I show in the tutorials, unfortunately I won't be able to assist with any potential issues.
5️⃣ Will this teach me how to make spreadsheets?
No, this template kit won't teach you how to create spreadsheets.
💸 Commercial Use Terms
💸 Commercial Use Terms
✔️ You can sell the spreadsheet as a final product to your customers for them to use for personal use only.
✗ You cannot pass on the resale rights to your customers.
✗ You cannot sell these spreadsheets as templates for your customers to customize and resell themselves. Your customers must use the spreadsheets for personal use only.
☑️ Product Terms & Conditions
☑️ Product Terms & Conditions
Please note: As stated in the Terms and Conditions, we do not offer refunds.
By purchasing this product, you are agreeing to the Terms & Conditions.
You cannot share, reproduce, redistribute, or resell this template kit or any of the content inside this template kit.
You are able to sell the finished product made from the template for your customers to use for personal use only.
You cannot sell or share this template for your customers to use for commercial use. You cannot pass on the commercial use license.
Questions? Please reach out to hello@thecreativewildheart.com
🖥️ Accessing Your Purchase
🖥️ Accessing Your Purchase
This mini template kit is hosted on our course platform, Teachery. After completing your purchase, you'll get an email with a link to join the template kit.
Already purchased this course? Sign in here to access the template kit.
⚠️ Please Note
⚠️ Please Note
This template was created to be used as is. While you can customize the style, I don't recommend editing the formulas or layouts.
If you are a Google Sheets pro and decide to edit the formulas or layout, please note that I won't be able to help with any issues that may arise with changing the formulas or layout.
That said, I'm happy to answer any questions about how to customize the template as is.
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Another great addition to the Google Templates Michelle provides.Highly recommend!
Let customers speak for us
from 188 reviewsA very fun way to reach your goals! As usual Michelle delivers and make it easy for us to customize the template to suite both potential customers and ourselves.

Another great google sheet template by Michelle. These add such value to my Etsy shop.

Beautiful Habit Trackers and fantasic resources accompanying them to be able to make them my own! The videos and resources make these very easy to be able to turn them around for my shop.

Michelle has done it again! This is a great toolkit for simpifying getting your spreadsheet products listed on Etsy!

I recommend this toolbox, which will save you considerable time when selling your spreadsheets. With Michelle, you can be sure that the job will be done right.

Loved how Michelle leads thru the video instruction of how to change and implement these really cool spreadsheets. The dynamic way the information is represented is also a beautiful and fun product to use and sell!

I love Michelle's templates and her very thorough instructions for customizing and how to use them. I've purchased several and definitely plan to add more!

I love the features of this Christmas Planner - easy to use for me personally and easy to customize to sell! Thanks Michelle for another fantastic product!

So helpful to create the PDF download link for buyers AND to get those Etsy listings looking good! Save yourself a lot of time and get this kit.

This spreadsheet is so easy to use-and I am horrible at these! Michelle explains everything and shows you how to do it as she explains it. Her way of teaching and her products take the overwhelm of spreadsheets away!

This seller’s toolkit is great! The mockups are nice, easy for beginners and experienced sellers. As always instructions and the process is easy. Love Michelle’s products!

I’m new to selling spreadsheets and this will really make listing my first products a ton easier. All of Michelle’s products are great! :)

These templates are perfect to use in listing Google Spreadsheet in an Etsy Shop. Modifying them in Canva allows an easy to way customize to my products and to reflect my shop branding easily. I was dreading making up a template for this purpose and was excited to see you already had it covered!

This was a beautifully designed spreadsheet that is easy to customize - thank you! :)

I love how Michelle makes my life easier. The work she does means I can spend little of my time on beautification, and that makes my customers very happy. I strongly recommend putting your trust in her work; there will be no disappointment. I could even guarantee it without any problem. Thank you, Michelle

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